f l e x i b a n k

Faq’s

Faq’s

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Wide range of topics to address common queries.

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  • 01How do I open a new account?

    You can open a new account online in under 10 minutes by visiting our website and clicking "Open an Account." You’ll need to provide basic personal information, a valid government-issued ID, and your Social Security Number or Tax ID. You can also visit any of our branches with two forms of identification to open an account in person.

  • 02How can I check my account balance?

    You can check your balance 24/7 through our mobile app, online banking portal, ATMs, or by calling our automated phone service. You may also visit any branch or request a mini-statement at an ATM.

  • 03Is online banking secure?

    Yes. We use industry-standard 256-bit encryption, multi-factor authentication, and real-time fraud monitoring to protect your data. We also recommend that you use strong passwords and avoid using public Wi-Fi when accessing your accounts.

  • 04What is the daily ATM withdrawal limit?

    The standard daily ATM withdrawal limit is $500 for most personal checking accounts. This limit may vary based on your account type and can be temporarily increased by requesting a limit adjustment through customer service or your mobile app.

  • 05How do I apply for a loan?

    You can apply for a personal, auto, or home loan online through our lending portal, or by scheduling an appointment with a loan officer at any branch. You’ll need to provide income details, employment history, and consent to a credit check. Approval times vary but typically range from 1 to 5 business days.

  • 06Is online banking secure?

    You can reset your password by clicking "Forgot Password" on the login page. You’ll receive a one-time verification code via email or SMS. Follow the prompts to create a new password. For security, we recommend using a mix of letters, numbers, and special characters.

  • 07What is the daily ATM withdrawal limit?

    Yes, using an ATM outside our network may incur a fee of $2.50–$3.00 per transaction, plus any fee charged by the ATM owner. To avoid fees, please use ATMs within our network or get cash back at participating retailers.

  • 08How do I apply for a loan?

    Our mortgage team will guide you through the full checklist during the application process.